出版社: Mariner Books
副标题: Getting All You Can from Your Money and Your Life
出版年: 2020-7
页数: 240
装帧: Hardcover
ISBN: 9780358099765
内容简介 · · · · · ·
Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired.
The only thing you wasted along the way was…your life.
Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your money—and out of your life. It’s...
Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired.
The only thing you wasted along the way was…your life.
Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your money—and out of your life. It’s intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one’s so-called Golden Years.
In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins’ plan for optimizing your life, stage by stage, so you’re fully engaged and enjoying what you’ve worked and saved for.
You’ll discover how to maximize your lifetime memorable moments with “experience bucketing,” how to convert your earnings into priceless memories by following your “net worth curve,” and find out how to navigate whether to invest in, or delay, a meaningful adventure based on your “spend curve” and “personal interest rate.”
Using his own life experiences as well as the inspiring stories and cautionary tales of others—and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral finance —Perkins makes a timely, convincing, and contrarian case for living large.
作者简介 · · · · · ·
Called the “Last Cowboy” of hedge funds by the Wall Street Journal, Bill Perkins is considered one of the most successful energy traders in history. He’s reported to have generated more than $1 billion for his previous firm during a five-year period.
After studying electrical engineering at the University of Iowa, Perkins trained on Wall Street and later moved to Houston, Texa...
Called the “Last Cowboy” of hedge funds by the Wall Street Journal, Bill Perkins is considered one of the most successful energy traders in history. He’s reported to have generated more than $1 billion for his previous firm during a five-year period.
After studying electrical engineering at the University of Iowa, Perkins trained on Wall Street and later moved to Houston, Texas, where he made a fortune as an energy trader.
At the age of 51, Perkins’s professional life includes work as a hedge fund manager with more than $120 million in assets, Hollywood film producer, high-stakes tournament poker player, and the resident “Indiana Jones” for several charities.
Perkins manages this via smartphone on his yacht in the U.S. Virgin Islands, while traveling the world with close friends and family.
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Die with Zero的书评 · · · · · · ( 全部 153 条 )
花钱的艺术&拉满人生体验
活在当下,享受极致人生体验
如何通过“花钱”来探索人生与众不同的体验
一本与众不同的理财书, 九大准则告诉你如何花钱才能无憾!
论坛 · · · · · ·
在这本书的论坛里发言这本书的其他版本 · · · · · · ( 全部2 )
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文汇出版社 (2023)7.7分 1619人读过
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订阅关于Die with Zero的评论:
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0 有用 feippp 2024-01-24 16:56:11 上海
Life experience peak是45-60岁,列一个以10年作为一个阶段的life bucket列出各个年龄阶段想要完成的事,在对未来的收入有相对乐观预期的前提下,年轻时少攒钱多花钱买经历因为有memory dividends,而不是线性平均每个月攒固定比例,如果担心退休没钱花可以考虑买annuity,利用年轻时风险小收益大的不对称性趁年轻多折腾多尝试,省钱的动作要有意识而不是autop... Life experience peak是45-60岁,列一个以10年作为一个阶段的life bucket列出各个年龄阶段想要完成的事,在对未来的收入有相对乐观预期的前提下,年轻时少攒钱多花钱买经历因为有memory dividends,而不是线性平均每个月攒固定比例,如果担心退休没钱花可以考虑买annuity,利用年轻时风险小收益大的不对称性趁年轻多折腾多尝试,省钱的动作要有意识而不是autopilot,要问自己这个delayed gratification值不值/过x年后再去做这件事是不是真的实际 (展开)
2 有用 韬czt 2022-11-27 16:13:42 上海
能够在一个恰当的时刻读到一本合适的书,真的是幸福。书中主要讲述了一种以“人生体验”为人生衡量标准的生活,如何在生活中演绎。我们应该存多少钱,应该在什么时候开始开支。很赞。I don't want die with a lot of money.
0 有用 Heyyyo 2023-12-22 22:11:48 北京
中国古人一句话就讲明了“花开堪折直须折 莫待无花空折枝”
0 有用 狐梨酱 2024-03-01 22:09:26 美国
有很多problematic的经济建议,而且我也不喜欢作者的文风,但是这本书的主旨还是很有趣的:人生的目的就是为了得到尽可能多的体验,而工作赚取的金钱不过是获得体验的方式,如果死的时候还剩了很多钱,就说明有很多白工作了的时间。作者还建议想要给孩子或者慈善机构的钱千万不要等到死之后再给,给孩子的钱应该在他们最需要钱,钱最能够改变他们的生活质量、但他们又有了足够自控能力的时候(即26-35岁时)给,而... 有很多problematic的经济建议,而且我也不喜欢作者的文风,但是这本书的主旨还是很有趣的:人生的目的就是为了得到尽可能多的体验,而工作赚取的金钱不过是获得体验的方式,如果死的时候还剩了很多钱,就说明有很多白工作了的时间。作者还建议想要给孩子或者慈善机构的钱千万不要等到死之后再给,给孩子的钱应该在他们最需要钱,钱最能够改变他们的生活质量、但他们又有了足够自控能力的时候(即26-35岁时)给,而不是等他们六七十岁,钱大概率对他们来说只是锦上添花的时候给。深以为然。还很喜欢他说的memory dividend的概念——买了奢侈品只会开心几天,而买了experience则可以一辈子回想,这就是它们的memory dividend。总体而言是一本挺有趣的书,但需要带点质疑去读,不可全盘接受。 (展开)
0 有用 onlooker 2022-12-12 11:31:26 上海
开启了我的人生新视角,要好好写篇读书感想
0 有用 momo 2024-05-28 19:41:35 陕西
有启发!但是完全可以删掉三分之一的内容 像车轱辘话
0 有用 松下野果🌈 2024-05-27 11:57:27 新西兰
1. 你是金钱的主人,而非奴隶。2.真正贵重的是人生体验与高光瞬间,而非家缠万贯。3. 至上的自由是精神与思想的自由,财富自由只为其添砖加瓦。4. 重新反思延迟满足。 5. 大多数人最后愿意用一生财富换回一年青春。忽然理解了张一鸣所言的:中式教育严重浪费人的前半生。 令人醍醐灌顶,我那简单粗暴地葛兰台式金钱观,也随之轰然倾塌,眼前的职场困境,也竟显得微不足道了。
0 有用 奥德赛 2024-05-23 16:54:14 北京
19
0 有用 底德馅饼 2024-05-17 13:48:48 北京
这本书过誉了,干货不多。最好的一句就是题目。
0 有用 光明小卖部🐵 2024-05-15 21:57:49 美国
凡事早体验,快乐的回忆也会compound。钱是工具,不是目的。美好的体验才是目的。