A damning portrait of the dire realities of retirement in the United States—and how we can fix it.
While the French went on strike in 2023 to protest the increase in the national retirement age, workers in the United States have all but given up on the notion of dignified retirement for all. Instead, Americans—whose elders face the highest risk of poverty compared to workers in peer nations—are fed feel-good stories about Walmart clerks who can finally retire because a customer raised the necessary funds through a GoFundMe campaign.
Many argue that the solution to the financial straits of American retirement is simple: people need to just work longer. Yet this call to work longer is misleading in a multitude of ways, including its endangering of the health of workers and its discrimination against people who work in lower-wage occupations. In Work, Retire, Repeat, Teresa Ghilarducci tells the stories of elders locked into jobs—not because they love to work but because they must.
But this doesn’t need to be the reality. Work, Retire, Repeat shows how relatively low-cost changes to how we finance and manage retirement will allow people to truly choose how they spend their golden years.
0 有用 醒着但还在装睡 2024-06-25 01:57:52 广东
怎么会有书把待写小论文的论点全部包括进去的,用得还是姐妹数据HRS!原来美国老年人也在挣命。 这本书是面向美国人的,所以最前面没有讲清楚美国的退休和养老保险制度如何运行,导致一开始看得有点云里雾里,需要去搜一些资料。后面渐入佳境。好奇东亚三国的退休制度和美国的对比。相比之下我们不好的点是双轨制下养老保险的极度不平等;好的点是强制退休(but很多人干不到退休年龄&年龄歧视),以及一生爱攒钱的中国老人... 怎么会有书把待写小论文的论点全部包括进去的,用得还是姐妹数据HRS!原来美国老年人也在挣命。 这本书是面向美国人的,所以最前面没有讲清楚美国的退休和养老保险制度如何运行,导致一开始看得有点云里雾里,需要去搜一些资料。后面渐入佳境。好奇东亚三国的退休制度和美国的对比。相比之下我们不好的点是双轨制下养老保险的极度不平等;好的点是强制退休(but很多人干不到退休年龄&年龄歧视),以及一生爱攒钱的中国老人把钱全供给儿(没有女)的房地产,参见「我的母亲做保洁」。 (展开)
0 有用 Flint 2024-06-13 11:37:09 上海
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