行为经济学新进展

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• Shefrin and Thaler show that plausible assumptions about mental accounting for wealth predict important deviations from life-cycle savings theory. For example, the measured marginal propensities to consume (MPC) an extra dollar of income from different income categories are very different. The MPC from housing equity is extremely low (people don’t see their house as a pile of cash). On the other hand, the MPC from windfall gains is substantial and often close to 1 (the MPC from one-time tax cuts is around 1/3–2/3). (查看原文)

  脫繮的蛇肉堡 1赞 2012-09-11 23:03:48

• These assumptions can be considered “procedurally rational” (Herbert Simon’s term) because they posit functional heuristics for solving problems that are often so complex that they cannot be solved exactly by even modern computer algorithms. (查看原文)

  脫繮的蛇肉堡 2012-09-02 22:13:25

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